As online spending overtook physical purchases for the first time this Christmas, My Favourite Voucher Codes reminds shoppers to stay safe when buying over the internet.
Millions of people prefer to shop online; it could be the convenience, selection, discounts or easy returns. Unfortunately, this has also led to criminals turning attention to the internet.
Frequent shoppers will now be used to the tell-tale signs of criminal activity, but novices are still likely to fall foul to their sneaky tactics. It’s even possible for the most seasoned online shopper to get caught out.
With all that in mind, the company has got some top tips to help you stay safe when shopping online:
Avoid unknown websites
Sometimes you might come across a website that just doesn’t look quite right. If that’s the case, but it’s supposed to be a major retailer, such as Tesco, warning bells should ring. The first thing to check is the URL – if it’s not the official www.tesco.com, close the browser window.
Make sure the website is secure
When shopping online, you will need to hand over your payment details at some point, so make sure you’re giving them to the right person. It’s a good indication if there is a little padlock in the address bar and the URL starts with https rather than just http. This means the website has SSL encryption to protect your details.
Protect your computer
It’s possible that fraudsters will just sit and wait for someone to fall into their trap, but some go to extremes by trying to extract that data from you sooner. You need good anti-virus software to protect you against malware. Some programs also feature additional identity theft protection.
Don’t click links
Have you been sent an email promising you fantastic discounts on your shopping? Great! Well, the retailer might be offering a genuine giveaway, but it’s always safer to go via the official website. That way you know that the offer comes from the retailer, not a scammer.
Check your statement
Whether you’re shopping with a debit or credit card, you can access your statement online. Most transactions will show up within 24 hours, some may take up to three days, but no longer. You don’t have to wait to receive your statement through the post to check for fraudulent activity.